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General Terms of Use for this website

Foreword:

In accordance with the terms of Article 6 III I of the June 21st 2004 Act no.°2004-575 covering trust in the digital economy, we hereby inform you that:
  • This site is published by HENNER, a simplified joint stock company with a share capital of 8,212,500 euros, registered with the Paris Commercial and Companies Registry under number 323 377 739, and registered with ORIAS under number 07 002 039, with its registered office at 14 boulevard du Général Leclerc - 92200 Neuilly-sur-Seine France;

    Telephone number: +33 0810 462 776

  • This site is designed and hosted by GROUPE HENNER HOLDING, a simplified joint stock company with a share capital of 3,800,000 euros, registered with the Paris Commercial and Companies Registry under number 323 376 292, with its registered office at 14 boulevard du Général Leclerc - 92200 Neuilly-sur-Seine France;

  • The Director of Publication is Mr Charles ROBINET-DUFFO, Chief Executive Officer of HENNER.


1. Industrial and intellectual property:

All the elements comprising this site are protected under the French Intellectual Property Code.

Therefore, the right to reproduce this site, or to cause it to be reproduced, on any support, in any format, using any process and to show it, or to cause it to be shown in any language or country, whether for payment or free of charge, either completely or partially, using any broadcast means, especially Internet, radio frequencies, satellite or a cable operator, or by any means of television or telecommunications broadcast, is strictly prohibited.

This prohibition applies without any geographical limitations for the period covered by the protection under the French Intellectual Property Code, for all operating modes and on all media whether magnetic, optical, CD-ROM or any other medium whether electronic or not, both present and future.

All the brands to which this site may refer are brands that have been legally registered at the INPI (French national intellectual property office), and as such are protected. In the same way, company, product and service names referred to on this site are either the property of HENNER, or of GROUPE HENNER HOLDING, or of one of the structures within Groupe HENNER-GMC or of one of its partners, and as such are protected.

In the same way, the documents on this site - and especially subscription documents - are the property of HENNER or one of the Groupe HENNER-GMC structures, such that their use, revelation and/or reproduction outside the scope of the partnership with HENNER is strictly prohibited.


2. Data protection:

- Cookies:

Cookies store data concerning your navigation on our site (the pages you have viewed, the date and time they were consulted, etc.). This data is deleted when the browser is closed. This cookie does not make it possible to identify you.

You may prevent cookies from being used by setting the parameters of your browser as follows:

For Mozilla firefox:
  1. Select the "Tools" menu and then "Options"
  2. Click on the "Privacy" icon
  3. Select the level you require using the cursor.
For Microsoft Internet Explorer:
  1. Select the "Tools" menu and then "Internet Options".
  2. Click on the "Confidentiality" tab.
  3. Select the level you require using the cursor.
For Opera:
  1. Select the "File">"Preferences" menu
  2. "Privacy"

3. Information systems and freedom

The use by the user of messaging software causes the communication of the user's email address. This address shall be used in accordance with the June 21st 2004 Act covering confidence in the digital economy, and the user shall always be given the opportunity to oppose the use of this address simply by sending a letter or an email to the addresses given below.

Further, the insurance broker has been informed that certain fields must be filled in to provide him with access to certain site services, especially to obtain a quote.

The data collected is for the use of HENNER, as the body responsible for its processing, and possibly also for the use of insurance bodies and reassurers as required for the establishment of quotes. In this context the data is only kept for the period strictly required for the purpose for which it has been collected. If the quote is followed by the actual purchase of a contract, the data can be used by HENNER or GROUPE HENNER HOLDING or any member of Groupe HENNER-GMC for administrative purposes. The data may be transferred to an organisation in a foreign country if this is required in order to administer said data. The Internet user is informed that he/she has right of access and rectification and that this right can be exercised by writing to HENNER, 14 boulevard du Général Leclerc - 92200 Neuilly-sur-Seine France, or by sending an e-mail to info@henner.fr.


4. Limitation of liability

HENNER or GROUPE HENNER HOLDING cannot, under any circumstances, be held liable for direct and/or indirect damage that may result from the use of this Web site, especially financial damage, loss of programmes or data, even if they had knowledge of the possibility of such damage occurring.

HENNER or GROUPE HENNER HOLDING equally reiterate that only the general terms and conditions delivered on subscription are contractually binding, the content of these documents being likely to change between the date of the first consultation of the site by the insurance broker and the effective request to subscribe by the prospect.


5. Confidentiality of data:

Access to the site is secure, which guarantees the confidentiality of the data provided to complete certain acts online. HENNER insurance solutions are designed, distributed and managed by HENNER and/or the structures within the Group to which it belongs. They are insured by legally authorised insurance companies. Each contractual document covering the insurance solutions on this site shall give details of the insurance companies in question.


6. Governing law:

All disagreements in relation to the content of this site are subject to French law and French courts of law.


7. Technical prerequisites:

Browser: The site has been optimised for a 1024 by 768 pixel display on modern browsers such as MOZILLA FIREFOX (3.6 and above), GOOGLE CHROME, MICROSOFT INTERNET EXPLORER (IE7 and above) or SAFARI.

In order to allow the internet user to identify himself/herself and access the different personal services on the site, the user's browser must accept cookies and JAVASCRIPT must be activated.

Some browsers have a function that can be used to memorise the user login and password. For security reasons we recommend that this function be deactivated.


8. Plug-ins

Certain animated parts of this site have been developed using Macromedia Flash (registered trademark of Adobe Systems, Inc) and require the Adobe Flash Player plug-in (registered trademark of Adobe Systems, Inc.).
To obtain this plug-in free of charge, click on the logo below:

Get Adobe Flash Player

Certain viewable or downloadable documents on the site are in PDF format and can only be viewed via the Adobe Acrobat Reader plug-in (registered trademark of Adobe Systems, Inc.).

To obtain this plug-in free of charge, click on the logo below:

Get Adobe Reader